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	<title>kristinandsteven.com</title>
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		<title>Hawaii</title>
		<description><![CDATA[This year, we got to take Kristin&#8217;s family to Oahu, HI! It was so fun! We got to snorkel with sea turtles, octopus, and lots of other neat fish. We were there during whale season and got to see some spectacular breeches. We went to a luau, and enjoyed the beautiful beaches. The pipeline was [...]]]></description>
		<link>http://kristinandsteven.com/2010/04/23/hawaii</link>
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		<title>Big changes!</title>
		<description><![CDATA[We have  a little girl on the way! She is due sometime the end of June! We are so excited! The only name Steve and I have agreed on, so far, is Eleanor. So, that will probably be her name.  I can feel when she gets the hiccups and Steve can hear her little heartbeat [...]]]></description>
		<link>http://kristinandsteven.com/2010/04/23/big-changes</link>
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		<title>CFA Level 2 Results &#8211; Failure</title>
		<description><![CDATA[I received my results this morning and was very disappointed.  I did not pass this level.  I felt so confident on this exam I was sure that I passed.  This goes to show how difficult the exam can be.  Looks  like I have another year of study. Last year, the pass rate was 46%.  This [...]]]></description>
		<link>http://kristinandsteven.com/2009/08/18/cfa-level-2-results-failure</link>
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		<title>Kristin&#8217;s Birthday</title>
		<description><![CDATA[I took Kristin to Vegas this year for her birthday.  We combined it with a work trip.  While in Vegas, we stayed at the Trump International Hotel.  This is supposedly a 5 star hotel but I wasn&#8217;t extremely impressed.  The room was very nice but it wasn&#8217;t what I expected.  One warning about the Trump [...]]]></description>
		<link>http://kristinandsteven.com/2009/07/26/kristins-birthday</link>
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		<title>CFA Level 2 Exam 2009</title>
		<description><![CDATA[Took the CFA Level 2 Exam this past Saturday.  This was my second time taking the exam.  Last year I was not very prepared and my test results showed it.  Last year, I had a rank of 5.  That means of al of the people that failed the exam, I was in the 5th decile.  [...]]]></description>
		<link>http://kristinandsteven.com/2009/06/07/cfa-level-2-exam-2009</link>
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		<title>This year&#8217;s travels</title>
		<description><![CDATA[This past year has been a busy, wonderful one! We have had so much fun! We went to Disneyland for Kristin&#8217;s birthday. We thought it would be fun to do before we have children. We also go to go to Montreal, last fall, through Steve&#8217;s work. We went to cooking school for a night and [...]]]></description>
		<link>http://kristinandsteven.com/2009/06/07/this-years-travels</link>
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		<title>Graduation, again!</title>
		<description><![CDATA[I&#8217;ve done it again.  This time I graduate from the University of Utah with a Masters of Science in Finance.  This is my third graduate degree and this is one that I enjoyed the most.   I enjoyed my last graduation so much that I decided to do it again.  Everyone should go to school! What&#8217;s [...]]]></description>
		<link>http://kristinandsteven.com/2009/05/08/graduation-again</link>
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		<title>Festival of Color</title>
		<description><![CDATA[Kristin and I just got back from the Festival of Color in Spanish Fork. It was a celebration at the Krishna Temple, where people gather and throw color at one another. I&#8217;m guessing there were about 8,000 people there, all sober, ready to party. Color was being sold in $1 bags and $2 bags, with [...]]]></description>
		<link>http://kristinandsteven.com/2008/03/29/festival-of-color</link>
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		<title>Finally, an update&#8230;</title>
		<description><![CDATA[We&#8217;ve finally taken the time to update our page.  Steven has been too busy with work and school to write anything meaningful and Kristin is always exhausted after teaching her classes.  We&#8217;ve added some background information for Steven and Kristin as well our dating and engagement stories.  We hope it allows you to learn a [...]]]></description>
		<link>http://kristinandsteven.com/2008/03/21/finally-an-update</link>
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		<title>CFA Level 1 Results &#8211; I Passed!!!</title>
		<description><![CDATA[Back on December 1, 2007, I took one of the hardest exams that I have ever taken. The CFA exam is like taking everything you know about business and finance and putting it in an exam. I only passed Level 1 and have two more levels to go. After coming out of the testing center, [...]]]></description>
		<link>http://kristinandsteven.com/2008/01/23/cfa-level-1-results-i-passed</link>
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